Site Terms

TERMS OF USE

Effective Date: June 1, 2016

PLEASE READ THE TERMS OF USE AGREEMENT (THIS “AGREEMENT”) CAREFULLY PRIOR TO YOUR USE OF

THIS SITE.

Insurance Portal Services, LLC, doing business as “Fetch”, (hereinafter “Fetch”) is located at 1120 Laskin Road, Suite 103, Virginia Beach, Virginia 23451. Fetch owns and operates the website www.fetchaquote.com and portions of other web pages and web content through which you have accessed this Agreement, including, without limitation, through a tablet or other device that hosts our portal and mobile applications (collectively, the “Site”).

BY UTILIZING THE SITE, YOU (“USER”, “YOU”, “YOUR” and similar terms) HEREBY AGREE TO BE LEGALLY BOUND BY THIS AGREEMENT WHICH INCORPORATES BY REFERENCE THE PRIVACY POLICY POSTED ON THE SITE (THE “PRIVACY POLICY”), AS BOTH ARE AMENDED FROM TIME TO TIME. IF THIS AGREEMENT IS NOT ACCEPTABLE AND YOU ARE UNWILLING TO BE BOUND BY IT, PLEASE DO NOT USE THIS SITE.

Subject to the terms of this Agreement and the Privacy Policy, Fetch may offer you various services on or through the Site. Below are the terms and conditions governing these services and your use of the Site.

The term “Insurance Providers” means the insurance companies that will be evaluating your information and may provide insurance quotes for you once you have submitted the required information through this Site. The term “Merchant Partners” means the businesses and/or technology platforms (i.e. auto dealerships, dealer management software providers, customer relationship management providers, banks, finance companies, automotive websites) that may refer you to this site or assist you with pre-filling your personal information into this Site in order to obtain insurance quotes.

YOU MUST BE AT LEAST EIGHTEEN (18) YEARS OF AGE

The Site is intended to be accessed and used only by and on behalf of adults and users that can form legally binding contracts under applicable law. Without limiting the foregoing, this Site and the related services provided hereon should not be used by minors (i.e., individuals under the age of 18). If you do not qualify, you are not permitted to use this Site or transact any business hereon, and you do not have our consent to do so.

YOU ARE GIVING FETCH THE RIGHT TO SHARE YOUR PERSONAL INFORMATION

By using this Site and the related services provided hereunder, you are authorizing Fetch to share your personal information with Insurance Providers or other third parties who may offer you products, services or promotional offers. You are also hereby giving the Insurance Providers and other third parties explicit permission to contact you via phone call, text message, and/or email to attempt to sell you products and services.

“User’s Information” is defined as any information or other material you provide to us or others in connection with this Site, including, without limitation, information that will be transmitted to Insurance Providers. Except as may be otherwise provided in our Privacy Policy, you are solely responsible for User’s Information, and we act as a passive conduit for the online distribution of User’s Information. By accessing and using our Site, you hereby represent and warrant that any User’s Information which you submit via our Site is accurate, truthful and correctly identifies relevant data about yourself. You are expressly prohibited from entering false information about yourself or your identity on our Site. Further, we reserve the right to modify or remove from this Site, all or any portion of User’s Information or other material that we, in our sole discretion, consider infringing, offensive, abusive, defamatory, obscene, or otherwise unacceptable or unlawful. We also reserve the right to edit User’s Information or other materials for any other reason consistent with the purposes of this Agreement or this Site.

Without limiting any other remedies, we may suspend or terminate your account if you are found (by conviction, settlement, insurance or escrow investigation, or otherwise) to have engaged in fraudulent activity in connection with this Site or any services in connection therewith, including, without limitation, providing false User’s Information.

FETCH IS A FREE SERVICE FOR YOU

Fetch does not charge a fee to you to access, use and submit information through this Site. Further, a Merchant Partner is not authorized or allowed by Fetch to charge and/or collect a fee from you related to your use of this Site. An Insurance Provider also will not charge fees simply to provide you a quote, however, you will be obligated to pay for any insurance policy you might choose to purchase. Fetch is not involved with and is not responsible for any fee arrangement that you may enter into with any Insurance Provider to purchase insurance. Fetch also does not collect any money from you, as any insurance policy you choose to purchase will be done on the Insurance Provider’s website or through the Insurance Provider’s call center.

Please note that while we may provide links to web pages which are not part of the our web family, including, without limitation, those of Insurance Providers, such sites are not under our control and we are not responsible for the information or links you may find there. We are providing these links only as a convenience and to facilitate your use of our Site. The presence of these links on our Site is not intended to imply our endorsement of that site but to provide a convenient link to relevant sites which are managed by other organizations, companies, or individuals. Accordingly, this Agreement does not apply to your use of unaffiliated sites to which this Site only provides links, including, without limitation, those of any Insurance Providers. Those sites have their own privacy policy and user agreements which you must review and agree to before transacting business on those sites.

FETCH WILL NOT PULL YOUR CREDIT REPORT OR DRIVING RECORDS, BUT THE INSURANCE PROVIDERS MAY

Fetch will not pull your credit report or access any of your public records, including your driving record. However, you agree to allow the Insurance Providers to pull your credit report and/or driving records at some point in the process prior to binding insurance coverage for you. All submissions by you authorize the Insurance Providers to conduct any and all necessary research, including checking your credit history and driving records, for purposes of providing you with an insurance quote.

FETCH WILL NOT ACT AS AN INTERMEDIARY BETWEEN YOU AND THE INSURANCE PROVIDER

Fetch, though its Site, is designed to save you time by allowing you to simultaneously submit information to multiple Insurance Providers that might meet your needs based on the information you provide. Fetch simply allows you to obtain several insurance quotes from the Insurance Providers directly without having to visit each Insurance Provider’s website and enter your personal information over and over again.

If you select an Insurance Provider and proceed to purchase an insurance policy from the Insurance

Provider, your relationship with that Insurance Provider will be bound by the terms, conditions, and policies to which you and the Insurance Provider agree. Fetch will have no role in negotiating or defining the terms and conditions to which you and your chosen Insurance Provider agree. Further, Fetch will have no role in providing customer service, policy renewals or cancellations, claims services, etc. Fetch is designed to simply put you in touch with leading Insurance Providers in your area – not to be an intermediary between you and that Insurance Provider.

YOU ARE REQUESTING INSURANCE QUOTES AND PROMOTIONAL OFFERS FROM THE INSURANCE PROVIDERS

The Site gives you the opportunity to submit personal information in one convenient location in order to receive multiple quotes for insurance from the Insurance Providers. By submitting your information through this Site, you are expressly authorizing the Insurance Providers and other third parties to contact you via phone, email, text or mail with future marketing and promotional offers. Further, the Insurance Providers may keep your personal and contact information in an attempt to sell you products or services in the future. If you do not wish to receive marketing and promotional offers from the Insurance Providers in the future, it is incumbent upon you to unsubscribe with each Insurance Provider individually and to follow such Insurance Provider’s procedure for “opting-out” of marketing and other related communications. Fetch does not offer the ability for you to opt-out with an Insurance Provider via Fetch’s Site.

FETCH AND MERCHANT PARTNER DO NOT GUARANTEE ANY QUOTES, FEES, RATES, TERMS, COVERAGE, OR SERVICE

The insurance quotes you obtain are from some of the leading insurance companies in your area. Fetch and the Merchant Partner do not make any representations or warranties regarding the quotes, fees, rates, terms, coverage limits or services offered or made available by the Insurance Providers. Fetch and the Merchant Partner do not make any representations and/or warranties that any of the Insurance Providers will be able to offer you a product or service at all. Because each Insurance Provider may score your information differently, Fetch makes no guarantee that you will receive affordable quotes, or any quotes at all, from the Insurance Providers. Fetch also does not guarantee that the fees, rates, terms, coverage limits, or services offered by the Insurance Providers are the best available in the marketplace. Fetch has no input as to any price or terms of the insurance policy an Insurance Provider may offer you. Finally, Fetch and the Merchant Partner do not guarantee that quotes, fees, rates, terms, coverage and services will not change or that coverage will not be denied by the Insurance Provider after an Insurance Provider has requested more information from you or obtained more accurate information from you prior to your purchase of the Insurance Provider’s products or services.

YOU ARE RESPONSIBLE FOR YOUR FINANCIAL DECISIONS

Fetch and its affiliates, through the Site, provide a venue through which you can receive insurance quotes directly from multiple Insurance Providers (collectively, the “Services”). Fetch does not endorse or recommend the products or services of any of the Insurance Providers and is not acting as an advisor to you or any of the Insurance Providers. Further, the Merchant Partner takes no responsibility for your choice in Insurance Provider, payment options, coverage levels, whether to purchase liability-only insurance or collision and comprehensive insurance. Fetch does not validate or investigate the licensing, certification or other requirements and qualifications of the Insurance Providers. It is your responsibility to investigate the Insurance Providers, particularly the Insurance Provider you may choose to provide you with insurance. You agree that the Insurance Providers are solely responsible for any services that they may provide to you and that Fetch and the Merchant Partner shall not be liable for any losses, costs, damages or claims in connection with, arising from or related to your use of an Insurance Provider’s product or service. Because the Merchant Partner is most likely not a licensed insurance producer and is taking no responsibility for the policy you purchase, Fetch urges you to obtain the advice of financial advisors, insurance agents, brokers, or other qualified professionals who are fully aware of your individual circumstances before you make any financial or insurance decisions. You acknowledge and agree that YOU RELY ON YOUR OWN JUDGEMENT AND DECISIONS and/or that of such advisors (and not on the judgment and decisions of Fetch or the Merchant Partner) in purchasing any products or services offered by the Insurance Providers.

EXCEPT AS OTHERWISE PROVIDED IN A WRITTEN AGREEMENT WITH YOU OR AS REQUIRED BY LAW, WE MAKE NO REPRESENTATION OR WARRANTIES WITH RESPECT TO THE ACCURACY, APPLICABILITY, FITNESS, OR COMPLETENESS OF THE CONTENTS OF THIS SITE OR THE SERVICES PROVIDED HEREUNDER. EXCEPT AS OTHERWISE PROVIDED IN A WRITTEN AGREEMENT WITH YOU OR AS REQUIRED BY LAW, WE EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES (EXPRESS OR IMPLIED) INCLUDING BUT NOT LIMITED TO, THE WARRANTIES OF MERCHANTABILITY, OR FITNESS FOR ANY PARTICULAR PURPOSE IN CONNECTION WITH THE SERVICES PROVIDED HEREUNDER OR THIS SITE OR YOUR USE OF SAME. WE DO NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM THE SITE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

THERE MAY BE PRODUCTS OR SERVICES OWNED BY THIRD PARTIES THAT ARE SUBJECT TO THE WARRANTIES OF THOSE THIRD PARTIES. YOU ARE DIRECTED TO INVESTIGATE THE AVAILABILITY OF SUCH THIRD PARTY WARRANTIES YOURSELF.

EXCEPT AS OTHERWISE PROVIDED IN A WRITTEN AGREEMENT WITH YOU OR AS PROHIBITED BY LAW, WE SHALL IN NO EVENT BE HELD LIABLE TO YOU OR ANY OTHER PARTY FOR ANY DIRECT, INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL OR OTHER CONSEQUENTIAL DAMAGES ARISING DIRECTLY OR INDIRECTLY FROM ANY USE OF THIS SITE OR THE SERVICES, ALL OF WHICH ARE PROVIDED “AS IS”, AND WITHOUT WARRANTIES OF ANY KIND.

EXCEPT AS OTHERWISE PROVIDED IN A WRITTEN AGREEMENT WITH YOU OR AS PROHIBITED BY LAW, OUR LIABILITY, AND THE LIABILITY OF OUR AFFILIATES, OR ANY OF OUR OR THEIR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, CONTRACTORS OR SUPPLIERS, TO YOU OR ANY THIRD PARTIES IN ANY CIRCUMSTANCE IS LIMITED TO THE PURCHASE PRICE PAID BY YOU FOR USE OF THIS SITE, IF ANY.

CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES OR LIABILITIES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

We do not warrant the performance, effectiveness or applicability of any sites listed or linked to in this Site or the Services.

All links are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose.

USE OF THE SITE AND SERVICES

The contents of this Site are protected by copyright, trademark, trade secret and other laws and are the sole and exclusive property of us and/or other owners. We grant you a limited license and right to access and make personal use of the Site and the related services, in order to obtain information or engage in other activities available through the Site. This limited right and license does not include any resale or commercial use of this Site or its contents or the Services; any collection and use of any information related to Insurance Providers for commercial use; any derivative use of this Site or its contents; any downloading or copying of account information for the benefit of any third party; or any use of data mining, robots, spiders, crawlers, or similar data gathering and extraction tools. This Site or any portion of this Site or its content, may not be reproduced, duplicated, copied, sold, resold, visited, modified or otherwise exploited for any commercial purpose without our express written consent or the consent of the owner of such materials. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information or materials (including images, text, page layout, or form) of ours or of any third party on this Site without our express written consent. You may not use any meta tags or any other “hidden text” utilizing our name or trademarks without our express written consent. Any unauthorized use of this Site terminates the permission and license granted by us. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of this Site so long as the link does not portray us or any services or rental offered on the Site in a false, misleading, derogatory, or other manner which we deem offensive. You may not use any logo or other proprietary graphic or trademark on the Site as part of the link without our express written permission. You will not use any device, software or routine to interfere or attempt to interfere with the proper working of the Site. You will not take any action that imposes an unreasonable or disproportionately large load on our infrastructure.

FETCH IS ONLY AVAILABLE IN THE UNITED STATES AND IS NOT AVAILABLE IN ALL STATES

The Services provided through this Site are available only within the United States and may not be available in all states.

THIS AGREEMENT IS SUBJECT TO CHANGE

This Agreement is subject to change. Fetch reserves the right to update, amend and/or change this Agreement or its Privacy Policy at any time in its sole discretion, with prior notice to you via email.

Updates to this Agreement will be posted on this Site and will take effect immediately after Fetch notifies you of the changes.

BREACH OF THIS AGREEMENT

Without limiting other rights or remedies set forth in this Agreement or as otherwise available by law, we may immediately issue a warning, temporarily suspend, indefinitely suspend or terminate your access to this Site in whole or in part: (a) if you breach this Agreement; (b) if we are unable to verify or authenticate any information you provide to us, should we elect to engage in such verification; or (c) if we believe in our sole discretion that your actions may cause legal liability for you, other users, us or third parties.

PRIVACY

Our current Privacy Policy is available on this Site and is incorporated in this Agreement by reference.

We may change our Privacy Policy from time to time, as stated therein.

INDEMNIFICATION

You agree to indemnify, defend and hold us, our subsidiaries and affiliates, and each of their and our officers, directors, agents, owners, employees, independent contractors and suppliers, harmless from any claim, demand, action, cost and expense, including reasonable attorneys’ fees, due to or arising out of the following events: (i) your giving us any information which is inaccurate, including, without limitation, User’s Information; (ii) your breach of any warranty, representation or other obligation set forth in this Agreement; (iii) your negligence or willful misconduct; (iv) your violation of any law, regulation or right of any third party; (v) any dispute or action between you and any third party, including parties selling goods or services through this Site; and (vi) your use of this Site or the Services or the products or services of any third party, except for claims resulting solely from our negligence or willful misconduct.

RELEASE; COVENANT NOT TO SUE

You hereby release, agree and covenant not to sue us, our subsidiaries and affiliates, and our or their officers, directors, owners, agents, employees, suppliers and independent contractors, from or in connection with any and all claims, demands and damages (actual and consequential) of every kind and nature arising out of or in any way connected with the Services or your use of this Site, other than willful misconduct or our failure to honor an express commitment posted on this Site. If you are a California resident, you hereby waive California Civil Code §1542, which says: “a general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor.”

NOTICES

Except as explicitly stated otherwise, any notices shall be given by postal mail to us at Insurance Portal Services, LLC, 1120 Laskin Road, Suite 103, Virginia Beach, VA 23451 and to you at the email address you provide to us. Notice shall be deemed given 24 hours after email is sent, unless we are notified that the email address is invalid. Alternatively, we may give you notice by regular mail, postage prepaid, to the address provided by you. In such case, notice shall be deemed given 3 days after the date of mailing.

ARBITRATION

Except as otherwise provided in a written agreement with you, any controversy or claim between you and us or our subsidiaries and affiliates, and our or their officers, directors and employees, arising out of or relating to this Agreement or your use of this Site or the Services, shall be settled by binding arbitration, before a single arbitrator, in accordance with the commercial arbitration rules of JAMS which shall administer the arbitration. Any such controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party, nor shall arbitration on a class action basis be permitted. The arbitration award shall be in writing and shall include findings of fact and conclusions of law. Judgment on the arbitration award may be entered into any court having jurisdiction thereof. Either party may seek any interim or preliminary relief from a court of competent jurisdiction necessary to protect the rights or property of either party pending the completion of arbitration.

TAXES

Except as otherwise provided in a written agreement with you or as prohibited by law, you are responsible for paying any taxes that may be assessed or otherwise due in connection with any transactions or purchases that you make through us or the Site.

CHOICE OF LAW, HEADINGS, AND NON-WAIVER

Except as otherwise provided in a written agreement with you or as prohibited by law, This Agreement shall be exclusively construed, interpreted, governed and enforced in accordance with the laws of the Commonwealth of Virginia, without regard to rules governing conflicts of laws. The parties further agree that this Agreement shall be deemed to have been negotiated, entered into, executed and performed for all purposes within the Commonwealth of Virginia. Either party’s failure to act with respect to a breach does not waive the non-breaching party’s right to act with respect to subsequent or similar breaches.

SEVERABILITY

The invalidity of any portion of this Agreement will not affect the validity of any other provision and any such finding of invalidity or unenforceability in any jurisdiction shall not invalidate or render unenforceable such provision in any other jurisdiction. In the event that any provision of this Agreement is held to be invalid or unenforceable, the parties agree that the remaining provisions will be deemed to be in full force and effect as if they had been executed by both parties subsequent to the expungement of the invalid provision. It is expressly understood, however, that the parties hereto intend each and every provision of this Agreement to be valid and enforceable and hereby knowingly waive all rights to object to any provision of this Agreement to the full extent permitted by law. Accordingly, if any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision(s) will, rather than be stricken in their entirety, be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Agreement shall continue in effect.

ENTIRE AGREEMENT; AMENDMENT

This Agreement contains the entire agreement of the parties relating to its subject matter and supersedes any prior or contemporaneous agreements, negotiations, correspondence, understandings or communications, whether oral or written. This Agreement may not be modified or amended except in writing, signed by both parties, or as otherwise provided herein. Because of changes in Internet technology and practices, this Agreement and our security and other policies may change from time to time. We will provide you with email notices regarding any changes to this Agreement. Please consult this portion of the Site for important changes to the Agreement as they occur. Unless otherwise provided in a separate written agreement between you and us, by using the Site after we notify you by email and thereafter posting any changes to this Agreement, you agree to accept those changes, whether or not you have reviewed them, and such acceptance shall be deemed legally conclusive. If at any time you choose not to accept the terms of this Agreement, you will not use the Site, any Services.

This Agreement applies to your use of this Site or other sites that we may own or operate in the future, unless such sites provide otherwise.

CONTINUING COOPERATION

The parties agree to execute any documents or perform such other and further acts as are reasonably necessary to comply with the letter and spirit of this Agreement.

PRIVACY POLICY

Effective Date: June 1, 2016

We respect your privacy and are committed to protecting it through our compliance with this privacy policy (the “Privacy Policy”). For purposes of the Privacy Policy, each of the terms “we,” “us,” or “our” refers to Insurance Portal Services, LLC, doing business as “Fetch”.

The term “Site,” means, collectively, this website and portions of other web pages and web content through which you have accessed this Privacy Policy, including, without limitation, through a tablet or other device that hosts our portal and mobile application. The term “Insurance Providers” means the insurance companies that will be providing insurance quotes for you once you have submitted the required information through this Site. The term “Merchant Partners” means the merchants and/or places of business (such as automobile dealerships) that may assist you with the submission of your information to this Site in order to obtain insurance quotes. The term “Request” means an electronic submission of your information to an Insurance Provider after you have entered all data in the required fields on our Site necessary to generate a quote from an Insurance Provider.

This Privacy Policy describes information that we collect from you or that you provide on this Site and how that information may be used and disclosed by us. This Privacy Policy does not apply to information collected through any other medium, collected offline, or collected by any person or entity other than us (such as a third-party website or a third-party application).

By accessing, using or submitting information to this Site, you agree to be bound contractually by this Privacy Policy. While a representative of a Merchant Partner, for your convenience, may assist you with the submission of your information into this Site with your express permission, you understand and agree that you are still bound by this Privacy Policy.

INFORMATION WE COLLECT ABOUT YOU

We collect several types of information from and about users of this Site, including the information described below.

Personally Identifiable Information

In this Privacy Policy, personally identifiable information means information that identifies a particular individual or that can be used to distinguish or trace an individual’s identity, either alone or when combined with personal or identifying information that is linked or linkable to a specific individual (“Personally Identifiable Information”), such as an individual’s name, social security number, date of birth, driver’s license number, address, zip code, e-mail address, and phone number. We collect Personally Identifiable Information when you register to use our Site and fill out related information fields on our Site prior to your first use of our Site.

We will not collect any Personally Identifiable Information from you unless you voluntarily submit such information to us. Therefore, if you do not want us to obtain any Personally Identifiable Information about you, do not voluntarily submit such information to us. If you choose to withhold requested information, you may not be able to visit or view all sections of our Site or receive any of our services.

Non-Personally Identifiable Information

When you visit or browse our Site, or become a registered user of our Site, we may also collect information that by itself cannot be used to identify or contact you, such as demographic information (like age, profession or gender) (“Non-Personally Identifiable Information”). Non-Personally Identifiable Information may also include certain anonymous information about the type of browser you use, the server name and IP address through which you access the Internet (such as “aol.com” or “earthlink.net”), the date and time you access our Site, the pages you access while on our Site, and the Internet address of the website, if any, from which you linked directly to our Site.

Non-Personally Identifiable Information is used to help us or our third party vendors to understand the characteristics of people who visit our website and to improve and market our website in general. In the event that we link any Non-Personally Identifiable Information with Personally Identifiable Information, we will treat such information as Personally Identifiable Information and only use such information in accordance with this Privacy Policy.

We will never, under any circumstance, collect data about your race or religion.

HOW WE USE YOUR INFORMATION

We use your information, including any Personally Identifiable Information, to:

– Confirm and complete transactions requested by you (including sharing information with Insurance Providers);

– Provide customer support (including, without limitation, respond to your requests, troubleshoot and resolve problems and disputes);

– Contact you to verify the information you provide to us;

– Protect the security and integrity of this Site;

– Conduct internal reviews of this Site and administer this Site’s systems;

– Comply with, monitor compliance with and enforce this Privacy Policy and any other applicable agreements and policies;

– Develop, enhance and market our products and services or the products and services of third parties;

– Manage our business and operations;

– Provide evidence to Insurance Providers to validate our request for compensation from them;

– Meet legal and regulatory requirements;

– Provide administrative communications to you; and

– For other purposes as may be disclosed when you provide Personally Identifiable Information or in this Privacy Policy.

DISCLOSURE OF PERSONALLY IDENTIFIABLE INFORMATION

We may disclose Personally Identifiable Information:

– To any person who, in our reasonable judgment, is authorized to receive your Personally Identifiable Information as your agent, including as a result of your business dealings with that person (for example, your attorney or the finance department of the auto dealership from where you used or accessed our Site);

– To our independent contractors and third party vendors or suppliers (collectively, “Outside Contractors”) so that they may provide support for our internal and business operations, including for the handling of data processing, data storage, surveys, research, internal marketing, delivery of promotional and transaction materials, and this Site’s maintenance and security. These Outside Contractors may sometimes have limited access to information collected on our Website, including your Personally Identifiable Information, in the course of providing products or services to us or to you on our behalf. Access to your Personally Identifiable Information by these Outside Contractors is limited to the information reasonably necessary in order for the Outside Contractors to perform their limited function for us. We also require that these Outside Contractors (i) protect the privacy of your Personally Identifiable Information in a manner consistent with this Privacy Policy, and (ii) not use or disclose your Personally Identifiable Information for any purpose other than providing us with the products or services for which we contracted;

– As required by law or ordered by a court, regulatory, or administrative agency;

– As we deem necessary, in our sole discretion, if we believe that you are violating any applicable law, rule or regulation, or are otherwise interfering with another’s rights or property, including, without limitation, our rights or property;

– If requested by authorities in the event of any act of terrorism or instance of local, regional or national emergency;

– To enforce our this Privacy Policy and any other applicable agreements and policies;

– If we have the good faith belief that such action is necessary to conform to applicable laws or comply with legal process served on us, or to protect and defend our rights or property or the rights or property of a user of this Site;

– To third party vendors who may be able to offer you products or services that we believe are of importance to you;

– In connection with any future merger, acquisition, disposition, or sale of all or part of the ownership of our company; and

– To our affiliated companies (i.e., companies under common control or management with us).

Aggregation and De-Personalization

We may take your Personally Identifiable Information and make it non-personally identifiable, either by combining it with information about other individuals (aggregating your information with information about other individuals), or by removing characteristics (such as your name and/or social security number) that make the information personally identifiable to you (de-personalizing your information).

We may use and/or disclose to third parties such aggregate or de-personalized information in any manner and without notice or compensation to you.

Requests for Quotes and Services from Insurance Providers

Certain portions of this Site may allow you to request a quote, services or information from one or more third parties, such as the Insurance Providers. If you provide your Personally Identifiable Information on the Site and request a quote, services or information from the Insurance Providers, we may share, loan, rent or sell your Personally Identifiable Information to the Insurance Providers that we match with your Request, your current insurance provider, or to other third parties that may match you with an insurance company not in our network of Insurance Providers. In addition, the Insurance Providers and such third party may further disclose, share and use any Personally Identifiable Information provided by you in connection with your Request. If you make a Request, you expressly consent to such disclosure and use of your Personally Identifiable Information. If you do not want your Personally Identifiable information shared as described above, then you should not submit a Request.

FOR THE AVOIDANCE OF DOUBT, THIS PRIVACY POLICY DOES NOT GOVERN THE MANNER IN WHICH INSURANCE PROVIDERS OR OTHER THIRD PARTIES USE YOUR PERSONALLY IDENTIFIABLE INFORMATION. BEFORE ENTERING ANY DATA ON THIS SITE, YOU MUST READ THE PRIVACY POLICIES OF THE APPLICABLE INSURANCE PROVIDERS AND AGREE TO BE BOUND THEREBY.

If you submit a Request, Insurance Providers may either provide a quote on our Site and/or contact you directly with quotes via phone, text, fax, mail and email. You may receive telemarketing calls as a consequence of submitting a Request on this Site, even if you are on the national Do Not Call registry or any other Do Not Call registry. To the extent that you wish to opt-out from receiving future marketing communications from an Insurance Provider, you must comply with the applicable Insurance Provider’s policies regarding opt-out procedures.

If you are matched with an Insurance Provider, you expressly consent to the Insurance Provider’s conducting any research necessary to provide you with quotes for your Request. Insurance Providers may need to share your Personally Identifiable Information to conduct such research. As an example, if you request insurance quotes, consumer reports and/or driving records may be ordered in connection with your insurance application. Such reports may provide information that may assist in determining eligibility for insurance and the price you may be charged for insurance. In addition, Insurance Providers may use third parties in connection with the development of an “insurance score” for you. If you do not want Requested Service Providers to conduct necessary research to provide you with a quote for your Request, then you should not submit a Request. However, please carefully review the privacy policy of the applicable Insurance Provider to better understand the manner in which such Insurance Provider may use your Personally Identifiable Information.

If Insurance Providers request additional data from you other than the information you submitted through our Site, you understand that this additional data may increase or decrease the price of the quote they provide. We do not guarantee the quotes offered by the Insurance Providers and are not liable in the event that the quote increases after additional information has been submitted to the Insurance Providers.

Please note that if you submit a Request on this Site and we share your information as described above in connection with your Request, you will not have the opportunity to opt out of the disclosure of your information in connection with that Request.

INFORMATION YOU DISCLOSE TO THIRD PARTIES

You may be presented with an opportunity to receive information and/or marketing offers from third parties in connection with this Site. All information you disclose to such third parties will be subject to the privacy policy and practices of such third parties. We are not responsible for the privacy policies and practices of such third parties and, therefore, you should review the privacy policies and practices of such third parties prior to disclosing information to them. If you later decide that you no longer want to receive communications from a third party, you will need to contact that third party directly.

OTHER WEB SITES, LINKS, AND ADVERTISERS

This Site contains links to other web sites. We reserve this right to have advertisers or other third parties on this Site (including, without limitation, Insurance Providers) who may also have links on this Site and may link to this Site. The privacy practices of advertisers or web sites linked to this Site are not covered by this Privacy Policy, and we are not responsible for the privacy practices or the content of such web sites or third parties. Additionally, if you make a purchase from a store or merchant listed on or linked to this Site, any information that you give, such as your credit card number and contact information, is provided to those merchants. These merchants have separate privacy and data collection practices, and we have no responsibility or liability for these independent policies. You should be careful to review any privacy policies posted on any of these sites before signing up with and using them.

SECURITY

Information collected by this Site is stored in secure operating environments that are not available to the public. Our employees or Outside Contractors are required by us to maintain and uphold your privacy and security and are aware of our privacy and security policies. Unfortunately, no data transmission over the Internet can be guaranteed 100% secure. As a result, while we strive to protect your personal information, WE CANNOT ENSURE OR WARRANT THE SECURITY OF ANY INFORMATION YOU TRANSMIT TO US, AND YOU DO SO AT YOUR OWN RISK.

NO LIABILITY FOR ACTS OF THIRD PARTIES

Although we will use reasonable efforts to safeguard the confidentiality of your Personally Identifiable Information (including credit card information), transmissions made by means of the Internet cannot be made absolutely secure. We will have no liability for disclosure of information due to errors in transmission or unauthorized acts of third parties. In addition, we will release specific information about you to comply with any valid legal process such as a search warrant, subpoena, statute or court order.

We will also release specific information in special cases, such as if there is an attempted breach of security or a physical threat to you or others.

Please note that if you give out Personally Identifiable Information online — that information can be collected and used by third parties. Although we strive to protect our users’ privacy, we cannot guarantee the security of information you provide to us. You disclose such information at your own risk.

MINORS

This Site is directed toward and designed for use by persons aged 18 or the age of majority in the jurisdiction in which you reside. We will not approve applications of, or establish or maintain accounts or memberships for, any child that we knows to be under the age of 18. We do not solicit or knowingly collect Personally Identifiable Information from children under the age of 18. If we nevertheless discover that we have received Personally Identifiable Information from an individual who indicates that he or she is, or that we otherwise have reason to believe is, under the age of 18, we will promptly delete such information from our systems. Additionally, a child’s parent or legal guardian may request that the child’s information be corrected or promptly deleted from our files by contacting our Privacy Coordinator at the telephone number or address set out below.

CHANGES TO THIS PRIVACY POLICY

We reserve the right to modify and amend this Privacy Policy at any time, upon prior notice to you via email, and by thereafter posting amended terms on this Site. Your continued use after such notice indicates your acceptance of any amended Privacy Policy. You are encouraged to check this Privacy Policy periodically for modifications by referencing the Effective Date posted above, which will indicate the date on which this Privacy Policy was last updated.

CONTACTING US; REVIEW YOUR INFORMATION; OPT-OUT

If you have submitted Personally Identifiable Information through this Site, or if someone else has submitted your Personally Identifiable Information, and you would like to review, request changes or have that information deleted from our databases, please contact us via e-mail or send a letter to our Privacy Coordinator at the address indicated below. We will then use reasonable efforts to change or remove your Personally Identifiable Information from our files, unless we are entitled or required to retain it pursuant to other agreements or by law. You may also contact us through either of the above methods to request or review the Personally Identifiable Information that we have collected about you.

We will use reasonable efforts to supply you with this information and correct any factual inaccuracies in this information. To the extent that you wish to change or remove your Personally Identifiable Information from the records of any Insurance Providers, you are responsible for contacting such Insurance Providers directly with your request. Our contact information is as follows:

Via telephone (855) 553 – 3824

Via mail Insurance Portal Services, LLC

1120 Laskin Road Suite 103

Virginia Beach, VA 23451

Via email customerservice@fetchaquote.com